Callcredit is a UK consumer credit reference agency.

A credit reference agency collects and stores details about you and your personal credit history. Lenders, including banks, building societies and other financial service providers, share credit information about their customers with Callcredit. The information we receive is used to create your credit report. Lenders use your credit report to help them decide whether to approve your application or increase your credit limit. We do not give lenders an opinion about whether you should get credit or not, we simply provide information about where you live, how long you have lived there and details of your credit commitments and credit history.

There are three credit reference agencies in the UK which are Callcredit, Equifax and Experian

To understand what banks and other financial providers review when deciding to give you credit, whether it be a mobile phone contract or a mortgage, take a look at your credit report now»